What Might a Basic Income Look Like?
It’s a term that has been thrown around for decades but the idea of a universal basic income (UBI) has garnered a lot of attention recently. The rise of the automation industry, an increasing...
Category: Laws
More Than 33 Americans Fall Victim to Identity Theft Every 60 Seconds
In frightening data released by the Justice Department, identity theft cases have gone up since 2012. According to BJS.gov, about 17.6 million Americans over 16 were reported to be victims of identity theft. To...
Payday Loan Facilities Outnumber Taco Bell and McDonald’s Restaurants in the United States
While the industry maintains that they are there as a lifeline for those in financial need, at least one study has shown that nearly half of borrowers end up defaulting on their payday loans....
How the FCRA Protects Consumers
Similar to the FDCPA, the Fair Credit Reporting Act (FCRA) was designed to protect consumers from lenders and credit reporting bureaus that do not accurately report on customer accounts. Accurate credit reporting is essential...
How the FDCPA Protects Consumers
The Fair Debt Collection Practices Act (FDCPA) spells out exactly what can and cannot be done by a debt collector when they are trying to collect on an account. It is important to note...
