Personal Finance, Actually Personal

I paid off $34k in debt making $52k a year.

No trust fund. No side business that blew up. Just strategies that actually work when you’re broke and stressed about money. I share what I learned so you don’t have to figure it all out alone.

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Budgeting & Saving

Practical budgeting methods, saving strategies, and how to actually stick with them.

Debt & Credit

Pay off debt, fix your credit score, and break the paycheck-to-paycheck cycle.

Investing & Retirement

Start investing with almost nothing, retirement accounts explained simply.

Making Money

Side hustles that actually pay (and which ones are a waste of time).

Insurance

Life insurance, health insurance – what you actually need vs. what’s a scam.

Banking

High-yield savings accounts, bank comparisons, and where to keep your money.

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Hey, I’m Aarav

I’m not a financial advisor. I don’t have a finance degree. I figured most of this stuff out the hard way – through mistakes, panic, and a lot of late nights googling things I probably should have learned in school.

A few years ago I was $34,200 in debt, living paycheck to paycheck, with a credit score in the 500s. Today I’m debt-free with actual savings. This is the resource I wish I’d had back then.

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Fresh takes on personal finance stuff.