Consumers often wonder how many points their credit score will rise once bad information comes off of their credit report. While the answer is complicated due to the way credit scores take this negative...
It’s a story that plays out thousands of times a day in America, someone logs into their credit card account and sees a bunch of charges that they never made, possibly coming from overseas....
Finding a website that gives your credit score to you for free can be fairly difficult. Credit Sesame is one of the few websites that does not require credit card information for your “free”...
Your payment history is a big factor in most credit score models. Having even one late payment of 30 days or more can make a 720 credit score drop down to 670 overnight. Removing...
Knowing the difference between a credit report and a credit score is important if you plan on making a major purchase in the near future. Credit reporting agencies crunch items on your credit report...
Getting a secured credit card is a great way to build credit for those who have no credit history at all, or who currently have some blemishes on their credit report. Once you receive...
In frightening data released by the Justice Department, identity theft cases have gone up since 2012. According to BJS.gov, about 17.6 million Americans over 16 were reported to be victims of identity theft. To...
An excellent credit score is highly likely to correlate with your age according to new data released by the Minneapolis Fed. The new data shows that only 2% of Americans 30 years old or younger...
Requiring your creditors to verify and validate your debt is an important tool everyone has when it comes to improving your credit score. Creditors are required to keep certain records on file about those...
Negative information on a credit report can make it tough to get approved for a credit card, auto loan, mortgage, etc. Most of the time, it is possible to get at least some negative...
